Mariana Kotzeva

NMLS # 220146

847-375-0200 x 1

Mariana Kotzeva Senior Loan Advisor
Background image for MUTUAL FINANCIAL CORPORATION 228830
Mariana Kotzeva

Mariana Kotzeva

Senior Loan Advisor

Mortgage Calculators

Loan Programs



About Mariana

Senior Loan Advisor

My name is Mariana Kotzeva, and I have been working as a mortgage professional since 1999. With over two decades of experience in the industry, I have established myself as a trusted and knowledgeable expert in the field.
Throughout my career, I have had the privilege of helping numerous individuals and families achieve their financial goals through mortgage solutions. Whether it is purchasing a new home, refinancing an existing property, or securing a loan for a major investment, I am dedicated to providing personalized and comprehensive assistance to my clients.
One of the key aspects of my approach is attention to detail. I believe in thoroughly analyzing each client's financial situation and understanding their unique needs and objectives. This allows me to present them with a range of suitable loan options and guide them in making informed decisions.
I take pride in staying up to date with the ever-changing lending market and keeping abreast of the latest industry trends and regulations. This ensures that I can provide my clients with the most relevant and competitive mortgage solutions available.
Customer service is of utmost importance to me. I strive to provide prompt and clear communication, keeping my clients informed and involved throughout the loan process. I understand that obtaining a mortgage can be a significant decision, and I am committed to guiding my clients through every step with professionalism and care.
Over the years, I have built a strong network of industry professionals, including real estate agents, appraisers, and attorneys, who I can rely on to provide seamless and efficient service to my clients. This collaborative approach allows me to streamline the loan process and ensure a smooth and successful experience for all parties involved.
I am truly passionate about what I do, and I find great satisfaction in helping my clients achieve their financial goals through mortgage solutions. If you are in need of financial assistance or have any questions regarding mortgages, I would be delighted to offer my expertise and support. Feel free to reach out to me for a confidential consultation.
In addition to my professional background, I was born in Bulgaria and have a strong connection to my Bulgarian heritage. As a result, I am fluent in both Bulgarian and English, allowing me to effectively communicate and assist clients who prefer to converse in either language.
Furthermore, my exposure to the Balkan region has given me a good understanding of related languages, such as Serbian and Macedonian. While I may not be fluent in these languages, I can comprehend and communicate on a basic level, which can be beneficial when working with clients from those regions.
My multicultural background and language skills enable me to bridge any communication gaps and ensure a smooth and comfortable experience for clients from diverse backgrounds. I believe that effective communication is key to building trust and providing exceptional service, and I am committed to meeting the needs of clients from various linguistic and cultural backgrounds.
If you prefer to communicate in Bulgarian, English, Serbian, or Macedonian, I am here to assist you with your mortgage needs and provide the support you require. 

Contact Mariana

Mariana Kotzeva

Senior Loan Advisor
NMLS# 220146

847-375-0200 x 1
State Licenses: FL, IL

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

Background image for MUTUAL FINANCIAL CORPORATION 228830

Start your Loan Application

Apply Now