What Our Customers Say About Us

Mariana is the best,she will always love to help you.

Mariana was very helpful and professional! She made sure all the loan requirements were met ahead of closing and the transaction was very smooth. I definitely recommend working with Mariana and I’m happy to refer my clients to her.

This is our second time working with Mariana. She is an amazing person very professional and always available to answer all our questions she always guides us through the journey. She made the process easy and stress free. It was pleasure working with her highly recommended. Thanks again MARIANA!

Mariana salvaged my lending problems when a major bank was dragging their feet giving me clear close. I became clear to close in 7 days. She saved me when I was in a bind. Highly professional and clearly knows what she is doing. Don't hesitate just call her now if you need a mortgage loan.

We had an outstanding experience working with Mariana! From start to finish, she made the mortgage process smooth and stress-free. Her communication was always clear and timely, and she took the time to explain every detail so we felt confident at every step. Most importantly, she secured us a great loan with terms that worked perfectly for our situation. The level of customer service we received was truly exceptional—professional, responsive, and genuinely caring. I highly recommend Mariana to anyone in need of a top-notch mortgage expert!

My experience with Mariana from MFC has been incredible. Easy to work with, always ready to help, she calls and explains everything that might not be clear in the process. It felt like working with a friend and making it easy to buy the home! We will definitely work together again in future!

When you ask Mariana to jump, she doesn’t ask you ‘How high?’ She asks if she jumped high enough! Mariana is always accessible, responsive and gets things done. It’s a real pleasure to work with a professional like Mariana!

FIVE STAR SERVICE!!! We have been working with Mariana and her team for over 12 years. Always helpful, whenever questions arise she’s very knowledgeable and detailed. Very dedicated and helpful. We are very appreciative and grateful. Thank you!

Buying a home can be overwhelming, but Mariana Kotzeva expertise in the business made the journey easy. Her ability to analyze and provide excellent advices helped us secure and buy our dream home. I can’t say enough positive things about her service provider skills. Her deep understanding of market and the real estate industry helped us make informed decisions at every stage of the process. We truly felt we had the best mortgage broker guiding us through the process, ensuring we got the best deal on our dream home. The way Mariana Kotzeva personalized our home-buying process was simply amazing. Her attention to details, patience, professionalism made us feel completely at ease. We would gladly recommend Mariana K. to anyone looking for a transparent and trusting relationship with their mortgage broker. Her efficiency was remarkable as she expedited the paperwork, leading to a quick sales process. We trusted Mariana Kotzeva because of her excellent reputation in business, and she did not disappoint. Her reliability and expertise ensured a smooth home-buying process, and we’re beyond grateful for their help. If you’re searching for a great person to guide you through your home purchase, look no further than Mariana Kotzeva. Her professionalism and expertise make her a top choice for potential clients.

We bought the house thanks to you, thank you again…

If you are looking for professional and reliable mortgage loan services, look no further. In the first phone call Mariana explained to me the whole process of getting the loan, closing cost with all details. It took around 30 minutes and I knew that she is person for the job! After that we spoke couple of more times, and she was very prompt in responding to me. I will recommend her to all my friends in search for a loan. Simply you can't beat that feeling when you know that you are in good hands, and job will get done.

Mariana, just wanted to say thank you for your hard work in securing a mortgage for me and for guiding me through the process as a first time buyers, my experience couldn't have been a more positive one and I feel very lucky to have had good people like yourself helping me secure a mortgage. Thank you

Great experience! Mariana was very professional, knowledgeable, helpful and polite! Thank you for making the closing process easy and stress free. Highly recommended!!!

We recently closed on our investment property, and working with Mariana made the entire process smooth and stress-free from start to finish. She was always available, incredibly knowledgeable, and made sure we were informed every step of the way. Mariana truly went above and beyond, and we’re so grateful for her support and professionalism. We highly recommend her to anyone looking for a reliable and caring mortgage professional!

This was our second time working with Mariana. She is very professional, always available to answer all our questions. She made the process so easy and stress-free. It was a pleasure working with her. Highly recommend. Thank you, Mariana.

Great people to work with

Mariana and her team are just amazing ! I can’t even begin to describe how happy and grateful I am that they helped us with the purchase of our condo. The whole process was very smooth and straightforward, they are always there to answer any questions and concerns. We were able to close on our property in less than a month! Highly recommend! 😊

Mariana is extremely professional and reliable. She finds solutions and keeps stress away from her clients. Mariana's first priority is a happy client. She is a top 1% mortgage broker/loan officer.

Mariana and her team have always done an excellent job with all my real estate purchases. They are professional and get the job done fast. For many years she has been the preferred lender for my real estate company and has been providing mortgage services to our clients. Keep up the great work!

I've known Mariana since 2013, and over the years, we've worked together on numerous transactions. She is incredibly knowledgeable and has successfully navigated many challenging lending situations. I highly recommend Mariana and Mutual Financial Corporation for anyone in need of expert assistance.

⭐⭐⭐⭐⭐ Mariana was absolutely amazing to work with! She made the mortgage process smooth and stress-free, always answering all our questions with patience and expertise. Her professionalism and dedication truly made a difference, ensuring a seamless experience for both my clients and me. I couldn’t be happier with the service she provided and highly recommend her to anyone looking for a top-tier loan officer!

Mariana Kotzeva from Mutual Financial Corporation, did an absolutely amazing job getting us a loan for our first home. I couldn’t recommend her more as she is so honest, kind, patient and a true professional! Thank you Mariana for making our American dream come true!

Mariana was exceptionally responsive, knowledgeable, and truly on top of her game. She guided us seamlessly through the entire home-buying and mortgage process, ensuring everything went smoothly from start to finish. Her availability and prompt communication made us feel supported at every step. Throughout the process, she handled every detail with the utmost professionalism and expertise. Having purchased multiple properties in the past, we can confidently say that Mariana provided the best experience by far. If you’re looking for a dedicated and skilled professional, look no further—Mariana is the one to trust!

This is our second time using Mariana and I recommend her to all our family and friends if they are looking to buy. She makes home buying less stressful and is always available for questions. I can’t stress enough how important it is to find a mortgage broker who is knowledgeable and has your best interest. Mariana is the best in the business! Thank you so much for helping us buy our dream home

I would like to thank Mariana for the wonderful service she provided during my process of getting a loan , she is absolutely great and did fantastic job, thank you again I highly recommend Mariana for anyone looking looking to get a loan.

Mariana has been my lender for both my personal home as well as my investment property. I can honestly say she is very on top of her game and is very knowledgable in her field. Thank you Mariana for helping me every step of the way for both my personal and investment real estate deals!

Working with Mariana was a complete pleasure. Although it was my first time working with her, she made the process as easy and smooth as possible. She simplified the gruesome process of obtaining a loan and was by my side, every step of the way. Not once did I feel like she was ‘just doing her job’, rather it felt like she was going above and beyond every time her name was called. If it’s your first time, or have previously had a bad experience with someone else, then I wholeheartedly recommend Mariana.

I’m so happy that I had the opportunity to meet these amazing professionals from Mutual Financial Corporation. They made my home buying process so easy and so smooth. They’re trying to find the best solution for you. If you are buying a home call them-you will not regret. THANK YOU ,FOR YOUR SERVICE!

I really enjoy my journey i had with Mariana and her team they all was so wonderful my Realtor really cared and assisted me on the great areas and Mariana and her team made me feel loved because this was my first time buying an home I worked with other people before they lied and didn't care but soon I got with Mariana she made it happen for me and I am so greatful for God allowing these wonderful people to be who they are I recommend anyone to work with them they won't disappoint Thank you Mariana ❤️

Incredibly professional and knowledgeable. Always a pleasure working with Mariana

Mariana was extremely professional, informative, and supportive throughout the mortgage approval process. Readily available to answer all the questions we had as a first-time home buyer, and made sure we were as comfortable with the process as possible. Buying a home can be quite stressful, but thanks to Mariana and her team everything went smoothly and we couldn't be happier with the experience. Not to mention that she recommended an excellent real estate agent too. Thank you!

Thank you for the great service and all the attention Mariana! I would definitely use your you and your team again.

Assisted me with getting my first mortgage. Recommend

Mariana is a very good professional. She knows exactly how to help you, she is patient and responds right away! I appreciate her help and will highly recommend her.

'Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Mariana KOTZEVA went out of his way to make sure i got the best available loan at the lowest possible rate. She takes the time to ensure that her clients understand the entire process of closing on a mortgage and is always willing to explain things until the client is comfortable. Patient, kind and understanding, she is a first-class professional. I recommend Mariana.to anyone in the market for a mortgage."

I have known Mariana Kotzeva since 2007 and since I have become a Realtor myself. For 17 years she had helped me close so many real estate transactions and together we had placed so many new home owners into their dream homes. Mariana has always been so helpful and knowledgeable in what she was doing. She has been given me good directions throughout the loan process and it had always been a successful experience. Mariana - Boss Lady!!!

We just bought the house and Mutual Financial Corporation ( Mariana Kotzeva) helped us to get a perfect interest and they prepared our loan so fast. They are professional loan mortgage agents in Chicago area. They will take care of you. Thank you , Mariana!

Mariana is a rockstar!!! She was able to lock us into a great rate, close quickly, and navigated some unexpected requests from the sellers at the last minute beautifully! She made home buying nearly stress free. Highly highly recommend.

Mariana Kotzeva was fantastic to work with! She made the mortgage process for our new home smooth and stress-free. Mariana was incredibly knowledgeable, patient, and responsive, answering all our questions in detail and always making sure we understood each step. Her expertise and guidance made a big difference, and we felt supported from start to finish. Thanks to Mariana, we were able to close on time and with complete confidence. We highly recommend her to anyone looking for a dedicated and professional mortgage advisor!

Mariana is the best loan officer!!! She is very professional and works for your best interest. She was very thorough from start to finish , she explained everything in great detail at the beginning and when questions popped up she very attentive. Thank you Mariana for making this stressful time a pleasant memory for us !!!

Mariana is excellent in what she does. Her experience and easygoing communication has helped my family secure a home easier and faster than anticipated. Highly recommend her services!

Since we start with Mariana from Mutual Financial Corporation service and comunication are 10 out of 10, on time respond clear numbers and perfect service, main point we did closing sooner than we expect, highly recomended and we will be back to them especially to Mariana as soon as we decide purchase new property

****HIGHLY RECOMMEND***** Mariana is one of the best! I called her after my previous lander did not answer my calls two days before my scheduled closing, she was able to get my application in underwriting and secure clear to close within a few days. Because of her help and expertise, I was able to close on my new home. She was able to secure a great deal for me with a lower downpayment and APR.

Mariana Kotzeva is one of those people who is professional from the beginning to the very end. She prepares all documents needed for whole process quickly and precisely. You can not go wrong with her weather is mortgage or refinancing. I can truly recommend her and her team to everyone who is in need of financing real estate purchase. Definitely will come back to do more business with Mariana in future. Thank you Tomasz and Anna Zamora

I've worked with Mariana multiple times and she is great! She is always very helpful when answering my questions and was able to help me close on my new property faster than I even thought was possible. Amazing!

High integrity person.

Mariana, Olga and Vitaly were able to get all of the paperwork done in a week. They could not have been more helpful and made the whole experience very smooth and painless for our family. Very professional and on top of their game.